I have been doing residential home loans in Southern Arizona since 1971 after graduation from the University of Kansas. I am a retired FHA direct endorsement underwriter and I have originated over a billion dollars of home loans over my career. I have two grown children and an adorable granddaughter. I believe that education of the reverse mortgage product is the key to my success. Taking time to listen to each customer’s needs and wants allows me to tailor a reverse mortgage for their individual situation. I do reverses locally, professionally, and competitively.